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Role of DCCBs in Agricultural Finance
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Deorukhakar, A C, S S Bhosale and S S Burark
xviii+172p., figs., tabls., 25 cm
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Weight :  480 gms
Binding :  Hard Bound
Height :  25 cm
Width :  15 cm
Imprint :  Scholars World
Year :  2017
 

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ISBN: 9789386071231
Status: In Stock 
Price: Rs 1295.00  

District Central Cooperative Banks (DCCBs) are most important institutions in the entire cooperative credit structure. The success of cooperative credit structure depends on working of the DCCBs.
This book is useful for all the District Central Cooperative Banks in the country to formulate their policies regarding credit supply, borrowing activities, deposit mobilization and curbing down the burden of overdue. It is also useful to understand the strength and weakness of the DCCBs in the country. This book is very useful for research workers in the field of rural credit. The entire material in the book is presented in simple language for easy understanding.

Preface v
List of Figures xi
List of Tables xv
1. Introduction 1
2. Review of Literature 11
2.1. Present Organization and Working
2.2. Performance of DCCBs and Growth of Co-operative Credit
2.3. Inequality in Credit Flow and Factors Responsible for Inequality
2.4. Problems in Co-operative Credit
3. Materials and Methods 29
3.1. Approach of the Study
3.2. Brief Description of the Study Area
3.2.1. Konkan Region
3.2.2. Selection of Districts
3.3. Data Requirement and Sources
3.4. Meaning of Terms and Concepts Used
3.4.1. Advances
3.4.2. Agricultural Credit
3.4.3. Co-operative Credit
3.4.4. Short Term Credit
3.4.5. Medium Term Credit
3.4.6. Irrigation
3.4.7. Commercial Crops
3.4.8. Horticultural Crops
3.4.9. Deposits
3.4.10. Credit Flow
3.4.11. Other Investment
3.4.12. Other Loans and Advances
3.4.13. Overdues
3.4.14. Recovery
3.4.15. Non Wilful Defaulter
3.4.16. Wilful Defaulter
3.5. Sampling Technique
3.6. Method of Analysis
3.6.1. Tabular Analysis
3.6.2. Estimation of Compound Growth in Performance Indicators
3.6.3. Ranking of Districts Based on the Performance Index (PI) of DCCBs
3.6.4. Credit Deposit Ratio
3.6.5. Scale of Finance and Credit Gap in Districts of Konkan Region
3.6.6. Measures of Inequality in Credit Flow by DCCBs
3.6.6.1 Coefficient of Variation
3.6.6.2 Gini Ratio
3.6.6.3 Lorenz Curve Technique
3.6.7. Identifying the Factors Responsible for Inequality in Credit Flow
3.6.8. Problems Faced by DCCBs
3.7. Overall Performance
4. Results and Discussion 39
4.1. Socio-Economic Background of the Study Area
4.1.1. Location
4.1.2. Boundaries
4.1.3. Topography
4.1.4. Soils
4.1.5. Climate
4.1.6. Rainfall
4.1.7. Area and Population
4.1.8. Land Utilization
4.1.9. Cropping Pattern
4.1.10. Fishery
4.1.11. Livestock
4.1.12. District-wise Milch Animals
4.1.13. Transport and Communication
4.1.14. Co-operative Societies
4.2. Organization and Working of the District Central Co-operative Banks
4.2.1. Year of Establishment
4.2.2. Area of Operation
4.2.3. Population Covered
4.2.4. Management
4.2.5. General Body, Board of Directors and different Committees (2009- 2010)
4.2.6. Major Sections at Head Quarter (2009-2010)
4.2.7. Staffing Pattern
4.2.8. Organizational Setup of the Banks
4.2.9. Number of Employees (2009-2010)
4.2.10. Training for Staff
4.2.11. Working of DCCBs
4.2.12. Different Activities Taken up by District Central Co-operative Banks
4.3. Performance of District Central Co-operative Banks and Growth of
Co-operative Credit in Konkan Region
4.3.1. Number of Branches
4.3.2. Membership
4.3.3. Share Capital
4.3.4. Reserve Funds
4.3.5. Owned Funds
4.3.6. Deposits
4.3.7. Borrowings
4.3.8. Working Capital
4.3.9. Investment
4.3.10. Loan Advanced
4.3.11. Credit Deposit Ratio
4.3.12. Loan Outstanding
4.3.13. Loan Collection (Recovery)
4.3.14. Loan Balances (Overdues)
4.3.15. Working Results of the DCCB
4.3.16. Profit/Loss
4.3.17. Performance Index (PI)
4.3.18. Overall Performance Index of the DCCBs in Konkan Region
4.4. District Inequality in Credit Flow by DCCBs in Konakn Region
4.4.1. Scale of Finance
4.4.2. Credit Requirement, Availability and Gap
4.4.3. Disparity in Credit Flow
4.4.4. Factors Influencing Flow of Short-term Agricultural Credit
4.4.5. Inequality in Credit Flow by DCCBs
4.4.6. Gini Concentration Ratio and Lorenz Curve Analysis
4.5. Problems in Co-operative Credit
5. Summary and Conclusions 139
5.1. Introduction, Objectives and Methodology
5.2. Summary of Findings
5.3. Conclusions
5.4. Policy Implications
References 151
Appendices 157

Dr. S.S. Bhosale did his graduation from College of Agriculture, Kolhapur and post graduation from College of Agriculture, Dapoli (M.S.). Dr. Bhosale was awarded Ph.D. degree in Agricultural Economics from Maharana Pratap University of Agriculture & Technology, Udaipur (Rajasthan). He was recipient of gold medal for outstanding academic performance in Ph.D.
He is currently working as an Assistant Professor, Department of Agricultural Economics, College of Agriculture, Dapoli. He has published 35 research & technical papers in reputed journals and 17 popular articles and 1 chapter in other book.
Dr. S.S. Burark is currently Professor and Head in Department of Agricultural Economics & Management, Rajasthan College of Agriculture, MPUAT, Udaipur, Rajasthan. His field of specialization is agricultural marketing. He has 32 years experience of teaching of Under Graduate and Post Graduate students. He had been the visiting Associate Professor to teach masters level course at AIT, Bangkok. Dr. Burark has to his credit 55 research papers, 15 popular articles, 5 chapters in other books, 8 research reports & booklets and worked as Principal Investigators and Co-Principal Investigator in six projects.
Dr. A.C. Deorukhakar, M.Sc. (Agril. Econ.) with, ’Gold Medal’ from Dr. Balasaheb Savant Konkan Krishi Vidyapeeth, Dapoli, completed his Ph.D (Agril. Econ.) in 2002. He is recipient of ICAR merit-cum means scholarship at under graduate level and ICAR Junior Fellowship for his post graduation. He has authored two books namely, “Economics of Agriculture” and “Vision 2020” of Dr. B.S.K.K.V., Dapoli. He has to his credit more than 50 research articles and 10 project reports. He has worked as Dy. Director of Research in the University. Presently, he is working as Associate Professor (Agril. Econ.) at B.S. Konkan Krishi Vidyapeeth, Dapoli.

   

  Agribusiness Management
Agricultural Economics
 
   

   
   

  A.C. Deorukhakar
S.S. Bhosale
S.S. Burark
 
   

  District
Central
Co-Operative
Banks,
Kisan
Credit
Cards
(KCC),
Cooperative
Movement
Agricultural
 
   
 
 
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Role of DCCBs in Agricultural Finance

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